2024 Plan updates

what’s new for 2024

Questions? Call the HR Support Center 1-417-873-4357 (option 2) or email hrsupportcenter@basspro.com

One of the most important things you can do for your healthcare is to seek care from and have a regular relationship with a primary care physician. That’s why we reduced the PPO Choice Plan co-pay to a more affordable $25. But remember, with all Bass Pro Plans, you can save even more with virtual care visits as low as $5, and your annual preventive care visit is still covered 100%.

To maintain HSA compliance, we have adjusted the HDHP Core Plan deductible to comply with IRS guidelines. Additionally, for the first time in several years, we are increasing the Choice PPO deductibles and out of pocket maximums.

Providers who meet standards for high-quality, effective, cost-efficient care are designated by Blue Cross and Blue Shield as Blue Distinction Centers. When you seek specialty care from a Blue Distinction Center, we will increase your Medical Plan co-insurance to pay an extra 10%, as well as provide travel benefits for centers outside your immediate area. Find a Blue Distinction Center near you.
Blue Distinction Centers are healthcare facilities and providers recognized for their expertise in delivering specialty care.
Blue Distinction Centers+ are healthcare facilities and providers recognized for their expertise and efficiency in delivering specialty care.

If your employed spouse has medical coverage available through their employer, and you would like to add them to your Bass Pro medical plan, you will incur a $30 per week premium differential. This is a $10 per week increase.

It is well documented that tobacco use contributes to a number of long-term chronic conditions and increasingly costly treatments. Beginning January 1, 2024, the tobacco use premium differential will increase from $30 to $40 per week. At the same time, we offer resources to help you quit. Tobacco users who kick the habit for 90 days and remain tobacco free may have the premium differential removed.

We all share in the cost of health care, so we want to be fair by assuring everyone receiving benefits is truly eligible. Beginning with Open Enrollment, any spouse and/or dependents who are newly added to a Medical plan will be asked to provide verification of dependent status.

We are pleased to add new benefits for Adult Orthodontia to the Enhanced Plan without any premium increase.

We have increased the Frame Allowance available at Walmart and Sam’s Club vision centers to equal that of other retailers for both Base ($175 allowance) and Premium ($200 allowance) plans.

Short-term disability is something that will strike many of us at some point – about 1 in 4 of today’s 20-year-olds can expect to be out of work for at least a year during their lives because of a disability. Those chances increase as you get older. Yet 51 million working adults in the U.S. don’t have disability insurance because they usually don’t understand precisely how it works. Do you have enough savings to cover three months of living expenses, or more?
Bass Pro Shops offers an affordable Short-Term Disability benefit and we feel strongly enough about its value that we are automatically enrolling all hourly outfitters in this voluntary benefit. You may opt out, or decline, this benefit during Open Enrollment, or any time thereafter. However, we encourage you to learn more.

We have made a free benefit even better! We have increased the number of free in-person visits with a Life Navigator EAP counselor from 3 to 5 visits per topic. More help for you and your extended family when you need it.