Unexpected medical conditions like heart attacks or strokes can leave you with more than medical bills. Critical Illness Insurance pays a lump-sum benefit when you need it most – upon diagnosis of a covered critical illness. It can help you pay for many incidental costs not typically covered by regular health insurance.
If you have questions about Critical Illness Insurance, please call the Voluntary Benefits Service Center at 1-855-276-2109.
If you’re diagnosed with an illness that is covered, you can receive a lump sum benefit payment. You can use the money however you want.
The money can help you pay out-of-pocket medical expenses, travel and lodging or to replace lost income.
Even after you receive a payout for one illness, you’re still covered for the remaining conditions and for their reoccurrence.
The plan also includes a $50 annual wellness benefits for eligible annual health screenings.
You – Choose $10,000; $20,000 or $30,000 in coverage
Your spouse – Spouses can choose $5,000, $10,000 or $15,000 in coverage, as long as you have purchased coverage for yourself.
Your child(ren) – Children from live birth to age 26 are automatically covered at no extra cost. Their coverage amount is 50 percent of yours. They are covered for all the same illnesses plus these specific childhood conditions: cerebral palsy, congenital birth defects, cystic fibrosis, Down syndrome and more. The diagnosis must occur after the child’s coverage effective date.
Voya Critical Illness Insurance Plan Details – Hourly and Salaried
