FSAs let you set aside money to help pay for health and/or dependent care. You keep more of your money because you don’t pay taxes on the money you put into your FSA. The amount you save depends on how much you put into your FSA and your income tax rate.
Health Care FSA
Use it for eligible health care expenses like medical, pharmacy, dental, and vision services and supplies.
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Dependent Care FSA
Use it for eligible dependent care expenses, like child care and elder care services and programs.
Learn more
A health care flexible spending account (FSA) allows you to set money aside pre-tax and use these dollars to pay for you and your family members’ medical, dental and vision expenses not covered by insurance. You can set aside $100 to $3,300 annually through equal payroll deductions. The money you save in taxes is like getting a 25 percent or greater discount on eligible health care expenses.
You can enroll in a health care FSA without enrolling in the Choice Plan PPO but not if you elect an HSA.
Under the health care FSA, your entire annual election is pre-funded and available January 1 (or when you enroll). This is a great way to budget or pay for upfront expenses, like your deductible.
You can sign up at anthem.com to automatically submit your medical out-of-pocket claims directly to your health care FSA for reimbursement.
You can use the money in your FSA to pay for expenses you incur between January 1, 2025, and December 31, 2025. You will have until March 31, 2026 to obtain reimbursements for 2025.
You will receive an FSA debit card to conveniently pay for copays, pharmacy and other eligible expenses where accepted. For other expenses, you can submit receipts and obtain reimbursement.
If you leave Bass Pro Shops, you can continue using your health care FSA (through COBRA continuation) until there is no longer a balance.
Health Care Costs
Acupuncture; blood sugar test kits; breast pumps and lactation supplies; chiropractor visits; doctor visits, X-rays and lab work; health plan deductible, coinsurance and copayments; hearing aids and batteries; LASIK eye surgery; over-the-counter medicines; prescriptions (retail and mail); sunscreen (SPF 30 or higher and may require a prescription); surgery, excluding cosmetic surgery
Dental
Artificial teeth; braces; dental plan deductible, coinsurance and copayments; dental services like exams, cleanings, fillings and X-rays; mouth guards; orthodontia services; tooth removals
Vision
Contact lenses and solutions; eyeglasses and frames; LASIK eye surgery; vision exams; vision plan deductible, coinsurance and copayments
A dependent care flexible spending account (FSA) allows you to set money aside pre-tax and use these dollars to pay for daycare costs for your child(ren) or adult dependent. You do not have to be enrolled in any other Bass Pro benefit to open a dependent care FSA. The amount of taxes you save is like getting a 25 percent or greater discount on your daycare expenses.
Be sure to use it all! You must spend all the money you contribute to your FSA. You are not allowed to carry over or withdraw any unused balance at the end of the year. This is the “use it or lose it” rule, so just plan for daycare expenses you know you will spend.
You may set aside up to $5,000 of pre-tax earnings annually for a married couple ($2,500 if you are single or married and file separately) to cover the cost of daycare for eligible dependents.*
The dependent care FSA is not pre-funded; you will be reimbursed up to the amount in your account at the time you request a reimbursement.
You can use the money in your FSA to pay for expenses you incur between January 1, 2023 and December 31, 2023. There is no carry over, but you will have until March 31, 2024 to obtain reimbursements for 2023 expenses.
You will receive a debit card you may use to pay for expenses where accepted by daycare providers. For other expenses, you may submit receipts for reimbursement or set up recurring reimbursements for the same amounts.
If you leave Bass Pro Shops, you can submit your dependent daycare expenses through your last day of employment.
Child care expenses
Before and after school care and extended care programs for dependents under age 13; babysitter (he/she cannot be your child, under age 19 and a tax dependent); child care and qualified child care centers for dependents under age 13; nursery school; preschool
Elder care expenses
Adult day care center for dependents age 13 or older who are not able to support themselves; elder care while you work (in your home or someone else’s); senior day care
